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MadyHR.ai vs OnPay: an honest side-by-side.

OnPay is priced as a monthly base fee plus a price per worker. MadyHR.ai is one flat price for your whole company, with free HR tools included. Here’s how they compare on price, features and free resources, including where OnPay may suit you better.

Facts checked on October 23, 2026 from onpay.com

Mady, the MadyHR.ai AI assistant

MadyHR.ai

$99/year

$8.25/mo, billed yearly · whole company · every feature

OnPay

Payroll Essentials: $49 a month + $6 per worker a month

As listed on onpay.com on October 23, 2026

Price check

What would a year cost for your team?

MadyHR.ai, per year

$99

$8.25/mo, billed yearly · every feature, any team size

OnPay, per year

$1,308

Payroll Essentials: $49 a month + $6 per worker a month (HR and time tracking are add-ons)

On listed prices, MadyHR.ai costs $1,209 a year less at this team size.

Worked out from the entry-level price listed on onpay.com on October 23, 2026. Excludes tax, add-ons (such as payroll), discounts and limited-time promotions. Their plans may include features MadyHR.ai doesn’t have, and the other way round.

Feature by feature

OnPay details are taken from their public website on October 23, 2026. Sources are listed at the bottom of this page.

MadyHR.ai USA and OnPay, feature by feature
WhatMadyHR.ai USAOnPay
Published price$99 a year ($8.25/mo, billed yearly) for the whole company, not per employeePayroll Essentials: "$49 base + $6/worker". Add-ons: HR "$15 base + $2/worker"; Time Tracking "$15 base + $4/worker"Source: OnPay (opens in a new tab)
Free planFree account to look around; adding employees needs the $99/yr ($8.25/mo) planNone found on the pages checkedSource: OnPay (opens in a new tab)
Free trialFree account, no card needed to look around"Get one month free"Source: OnPay (opens in a new tab)
Getting startedNo demo or sales call: sign up yourselfSign up onlineSource: OnPay (opens in a new tab)
Runs payrollNo: exports approved hours as a file for your payroll providerYes. "Federal, state, and local tax filings included"; "W-2s, 1099s, and year-end filings included"Source: OnPay (opens in a new tab)
AI assistantAn AI assistant in the app that answers from your own company's recordsNot mentioned on the pages checkedSource: OnPay (opens in a new tab)
Free calculators on their websiteFree HR calculators for US employersYes. "Free tools for smart business growth", including payroll calculatorsSource: OnPay (opens in a new tab)
Free templates on their website41 free HR templates for US employersNone found on the pages checkedSource: OnPay (opens in a new tab)
Scheduling & time trackingScheduling, a time clock and timesheets, includedTime tracking is a paid add-on; scheduling not mentioned on the pages checkedSource: OnPay (opens in a new tab)
Time off (PTO)Included, in hoursYes. "PTO management" is listedSource: OnPay (opens in a new tab)
Employee app or loginA login for every employee, in any phone or computer browser"Employee self-service" and "Mobile friendly"Source: OnPay (opens in a new tab)
SupportEmail support"Expert support by phone, chat, and email"Source: OnPay (opens in a new tab)
Form I-9 and E-VerifyForm I-9 register (deadlines, reverification, retention, alerts) and E-Verify case-number tracking. MadyHR.ai does not run E-VerifyNot mentioned on the pages checkedSource: OnPay (opens in a new tab)

Where MadyHR.ai stands out

One flat price
$99 a year ($8.25 a month) covers the whole company. Hire more people and the price doesn't move.
Form I-9 and state rules built in
An I-9 register with every deadline, and rules for six states, in the $99/yr ($8.25/mo) plan.
Free HR tools for everyone
16 free calculators and 41 free templates for US employers.
No demo, no sales call
See the price, create an account and look around yourself.

OnPay may suit you better if…

  • You want payroll run for you, with federal, state and local tax filings and year-end filings included. MadyHR.ai doesn't run payroll.
  • You want benefits such as health insurance, workers' comp or 401(k) through the same provider. MadyHR.ai doesn't do benefits administration.
  • You want support by phone or chat. MadyHR.ai offers email support only.

We’d rather you pick the right tool than the wrong one.

Built by AI. Run by AI. Priced for humans.

Try MadyHR.ai free, then decide.

Create an account, look around everything, and pay $99 a year ($8.25 a month) only when you add your team.

About this comparison

OnPay is a trademark of its owner. MadyHR.ai is not affiliated with, endorsed by or sponsored by OnPay, and the name is used only to identify the product being compared.

Information about OnPay comes from its public website as shown on October 23, 2026. Prices, plans and features change, and some details depend on your location, team size or contract, so always check onpay.com for current details before you decide. Prices are in US dollars and exclude taxes, add-ons and limited-time promotions unless stated.

Spotted something out of date or wrong? Email support@madyhr.ai and we’ll check it and correct it promptly.

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